Month: March 2021

On average, it can cost anywhere between 130% to 160% extra to add a teenager to your auto insurance policy.

This means you could be paying a minimum of an additional $2,000 a year in premiums for auto coverage.

This average value varies depending on the state you reside in, discounts you have applied to your policy, and many other factors such as:

• Tickets and accidents
• Age of the driver
• Gender of the driver
• Student’s achievements
• Number of policies you have with the provider
• The age of your vehicle
• The type of vehicle your teenager drivers
• The number of people on your policy

Some insurance providers may even go as far as inquiring about the medical history of your teenage driver. So if your teenager suffers from some physical or mental illness, like anxiety or depression, that could play a role in your rates as well.

Wanting to stray away from letting your teenager onto the roads after learning the statistics and risks associated with drivers their age and gender is entirely normal for a parent.

The first couple of years of driving for a teenager are statistically the most dangerous of all. Teen drivers can lower their car crash risk by enrolling in a defensive driving course & lower car insurance rates!

Teen drivers that graduate a defensive driving course can get the following benefits:

• Save on insurance premiums!
• Learning the fundamentals of driving
  • Teen drives will learn the traffic rules in a systemic way.
• Builds confidence
  • The first time behind the wheels can be a scary or stressful experience for a teen driver. Teen drivers can practice in a safe environment, where they can build confidence in their abilities and skills as they learn how to drive with the help of an experienced driver.
• Shows them the risks
  • Teen drivers need to be aware that driving is dangerous. Being too nervous is dangerous, but if a teen driver is not nervous at all, it means he is not aware of how risky driving can be. Teens will learn how dangerous driving can be and what risks are involved. They will also learn how to avoid those risks.
• Learning the consequences
  • In this course, teens will learn about the effects of driving under influence (DUI). Teen drivers will also learn they will have to take responsibility for their safety and the safety of others.
• Learn the state’s laws
  • Traffic laws differ from one state to another. Depending on which state the teen driver is taking the course, he will be presented with the laws of that state.

For additional info about class schedules or to see A-1’s 19 convenient locations call (770)962-9555 or visit us at www.a1drivingschools.com!

National vs state average annual rates with DUI

Georgia’s average annual percentage increase is lower than the national average, but drivers can still expect to pay more for car insurance after a DUI.

How much does it cost for insurance after a DUI in Georgia?

Georgia drivers convicted of a DUI can expect to pay roughly 86% more for insurance than what they paid pre-DUI.

Georgia drivers also face numerous penalties from the state after a DUI conviction. Penalties include such things as jail time, community service, and fines.

If your drunk driving injures or kills someone, the penalties will likely be much more severe than what is listed below and will be determined by a court of law.

The 10-Year Rule in Georgia Explained:

Georgia sentencing guidelines require that if you are convicted of a second DUI within 10-years, you will be sentenced to a minimum of 72 hours in jail and a fine that ranges from $600 to $1,000 (plus court surcharges).

You will also receive 240 hours of community service, DUI School, 12 months on probation, a clinical evaluation, and any recommended substance abuse treatment.

The 5-Year Rule in Georgia Explained:

If you are convicted of a second DUI within 5 years, the penalties are even more severe.

In addition to the penalties listed above, you will also be required to pay a $25.00 fee to publish a notice of your conviction and your photograph in your county newspaper.

You will also be required to surrender the license plates to any vehicle registered in your name, and your driver’s license will be suspended for a minimum of 18 months.

If you are convicted of a second DUI within a 5-year period, you will be ineligible for a limited driving permit for at least 4 months.  Additionally, you will be required to install an ignition interlock device in your car as a prerequisite to getting a permit to drive.

DUI Laws | What You Need to Know

The laws make it illegal for drivers of all ages to operate motor vehicles if they have BAC percentages of:

• 0.08% or higher, if they’re 21 years old or older operating regular passenger vehicles.
• 0.04% or higher, if they’re operating commercial vehicles.
• 0.02% or higher, if they’re younger than 21 years old.

Georgia State law also requires clinical evaluation and the attendance of a DUI / Risk Reduction Program that’s certified/licensed by the Georgia Department of Driver’s Services before your driver’s license can be reinstated if you have been charged with any of the following:

1. DUI
2. Drug Possession
3. Other drug offenses
4. Under-age possession of drugs or alcohol

Before getting behind the wheel after having a few, consider the many reasons why you should not.

For more information about DUI School visit www.a1drivingschools.com or call (770) 962-9555!